Health Insurance

Do you need help understanding Medical Health Insurance?
Get all the facts before you purchase, making the choice that is right for you and your family
Should you have health insurance?
What are the benefits of having health insurance?
New Zealand has a very good health care system and in most cases the system works, but as the New Zealand population grow and our population ages, the NZ health care system is being placed under more and more pressure and this is only going to get worse. Treatment time are getting longer and patients are having to wait months to be treated. Living in pain or discomfort for long periods at a time.

The advantages having health insurance is that Private Health Care provides a shorter waiting period to be diagnosed and treated. Leading to better recovery and less discomfort and stress on loved ones who may have to nurse or assist partners or parents or children waiting for operations or cancer treatments. Every health insurance company offers different medical insurance products with varying premiums with applicable excess, benefit payments and exclusions.

It can be a very confusing and daunting task trying to work out which health  insurance product is best for you and your family. Trying to understand surgical treatments, non-surgical hospital treatment, serious illness treatment, non subsidised drug treatment, before and after hospitalisation costs and major diagnostic costs: – MRI Scans, CT Scans, Arthroscopy, Laparoscopy, Dilation and Curettage Cystoscopy, Myelogram, Hysteroscopy, Angiogram, Colonoscopy, Gastroscopy, Nuclear Stress Test, PET Scans, Scintigraphy, Cardiovascular Ultrasound Echocardiography, Myocardial Perfusion Scans. Cancer diagnosis and Special assistance at home. All of this is quite scary and you want to make sure you understand what you are getting and what you may not be getting.

Talking to a professional health insurance agent or broker can go a long way to helping you choose the medical insurance policy that is right for you and your families needs. Giving you peace of mind knowing you understand what you are paying for and what you can expect from your private health care provider.

Need help understanding Health Insurance? We can help!

Need help finding an experienced financial advisor in New Zealand? We can help!

It can be extremely confusing and overwhelming trying to work through all the Health Insurance options and products that are available to you and your business. Online insurance purchasing is not for everyone. Some of us prefer a more personalised face to face hands on service.

Which Health Insurance is right for my immediate needs and which insurance will cover my future family or business needs? Talking through all the options with a professional insurance expert in New Zealand is alway going to be an easier more informative option.

Experienced insurance experts can help guide you through the maize of options. Insurance professionals are dedicated to understanding your personal needs and financial situation. The main advantage for using a Health Insurance expert in New Zealand is that they are there to advocate for you, finding the best possible solution for you and your family. Building a lifetime relationship with you, your family (and/or) business partners. A personal solution tailored to your needs.

One of the many advantages of using a professional insurance advisor is that they are always there to answer questions, helping you make informed decisions, dealing with claims and making sure you get the best deal possible for your serconstances.

Most personal insurance claims arise when a person is facing illness, death in the family, trauma or injury.  These situations are often the most stressful and traumatic times of your life. Having a insurance agent or broker means that you do not have to deal with claims or insurance companies.  Having an insurance agent manage the claim process with the insurance company is an extremely reassuring and valuable service.

[ insuranceagents.co.nz ] is not a financial advice service. Our aim is to help you to find a professional insurance agent or broker in New Zealand, who can assist you in understanding which insurance products are right for you and help you evaluate your existing insurance policies to see if they are still relevant for your current and changing family or business circumstances.

So contact us today and we will put you in touch with a professional insurance advisor in New Zealand.

Need help understanding Private Health Insurance? We can help!

Need help finding an experienced financial advisor in New Zealand? We can help!

 

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